Job Description

Real Impact, Real People: Our mission at Point is to make homeownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals.

Funding: With over $175M raised from top investors like Andreessen Horowitz, WestCap, Greylock, and Prudential, were scaling fast! You have the opportunity to join us at a pivotal stage.

Game-changing Product: We're building a category defining company in home equity. Weve earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 15,000+ customers.

Remote First Culture, Genuine Connection: Work from anywhere in the U.S., while staying closely connected through virtual collaboration, team gatherings, and a people-first culture.

About the role

Were hiring an Associate General Counsel with 47 years of post-qualification experience to support regulatory compliance and government relations across Points U.S. operations. This role is a key legal partner in building and maintaining a clear, practical regulatory framework for Points Home Equity Investment product, working closely with external lobbyists, legislators, regulators, and the HEI industry tradegroup to advance industry standards and align coalition efforts with the business roadmap. In parallel, you will provide handson legal support across product counseling, marketing and UDAAP reviews, supervisory exams and inquiries, and privacy and data governance initiatives.

Your responsibilities

• Policy monitoring and Advocacy
• Monitor and analyze state and federal bills and regulations
• Issue a weekly policy digest and draft position memos, comment letters and redlines.
• Collaborate with outside counsel and lobbyists to engage legislative and regulatory staff.
• Schedule meetings to provide information and feedback.
• Maintain a regulatory tracker of active regulatory and legislative developments as well as provide regular updates to stakeholders.
• Regulatory Implementation and Product Support
• Partner with Compliance, Product and Engineering teams to adapt business operations to comply with regulatory or legislative requirements applicable to HEIs and other Point products.
• Monitor marketing, product and business partner channels to provide timely regulatory guidance.
• Evaluate licensing or registration implications for market expansion or new initiatives.
• Relationship Management
• Represent Point at regulatory conferences and industry events; gather insights to strengthen key external relationships (approximately 1020% travel).
• Map and maintain stakeholder engagement plans across regulators, policy makers, consumer groups, and industry peers - to be reviewed quarterly.
• Coordinate tradegroup agendas, positions, and written materials across Points Marketing, Compliance, and Product teams; track commitments to ensure ontime deliverables.
• Lead Points contributions to tradegroup comment letters and testimony; manage multistakeholder redlines and feedback.
• Partner with compliance to ensure tradegroup model legislative and regulatory proposal, standards and disclosures align with Points roadmap.
• Prepare concise talking points and briefing materials for legislative and regulatory meetings; maintain a reusable content library.
• You bring strong judgment, clear communication, and a practical approach to complex regulatory questions. Youre comfortable operating in a fastpaced fintech environment and collaborating across teams.

About you

J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for inhouse practice in your state of domicile.

47 years of postqualification experience in one or more of the following areas:

• Consumer finance regulatory compliance or related product counseling (residential mortgage experience preferred).
• State and federal government relations, preferably within consumer finance or emerging product regulation.
• Litigation or enforcement experience involving consumerfinance regulatory compliance (civil or criminal, state or federal).
• Demonstrated ability to assist with supervisory exams and regulatory inquiries.
• Strong written advocacy skills, including drafting comment letters, testimony, and policy briefs.
• Familiarity with legislative and regulatory processes and stakeholder engagement.

Generous health benefits: We provide comprehensive medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA).

Unlimited paid time off: Recharge with unlimited paid time off and 10 company holidays.

Flexible remote and onsite work: Our teams work from many different locations and time zones. We support fully remote work and also have an amazing inperson environment in our downtown Palo Alto, CA HQ.

Fully paid parental leave: Point will supplement state Paid Family Leave (PFL) so employees receive 100% of their regular base pay, plus two additional weeks of fully paid leave after state PFL ends. In states without PFL, Point offers up to 8 weeks of paid parental leave. In addition, employees also receive 4 weeks of fully paid transition time, during which you may work 23 days per week while receiving full base pay.

Equity: We offer meaningful equity because we believe in sharing the value you help create. Your contributions directly impact our growth, and your equity gives you a stake in our future success.

Financial wellness: We provide 401K retirement plans for employees as well as guaranteed life insurance and short and longterm disability coverage.

Extra work/life benefits: We provide monthly stipends for internet, mobile plans, wellness perks, and a onetime home office reimbursement.

Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):

Tier 1 | San Francisco Bay Area, New York, and Seattle | $130,900 - $177,100

Tier 2 | Chicago, Austin, Denver, Boston, Washington DC, San Diego, Portland, Sacramento, Philadelphia, Los Angeles & Santa Barbara | $118,150 - $159,850

Tier 3 | All other US metro areas | $104,550 - $141,450

This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews, coupled with your experience, location, and other jobrelated factors, to determine final compensation.

Location Requirement: This is a remote position. However, candidates must reside in one of Points states of operation: AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, KS, KY, ME, MA, MD, MI, MN, MO, NH, NV, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.

Point is proud to be an equalopportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn.

Our innovative home equity products have been featured in top publications.

Point CEO, Eddie Lim made Business Insider's 100 people who are transforming business

Every year, Insider surfaces 100 leaders across 10 industries who are driving unprecedented change and innovation. Lim, the CEO and cofounder of Point, wants to make it easier for people to tap into that wealth. Lims company, which he founded alongside Eoin Matthews in 2015, offers homeowners lump sums of cash in exchange for a stake in their home.

Point closes on $115M to give homeowners a way to cash out on equity in their homes

Historically, homeowners could only tap into the equity of their homes by taking out a home equity loan or refinancing. But a new category of startups has emerged in recent years to give homeowners more options to cash in on their homes in exchange for a share of the future value of their homes.

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